Best Cd Rates 2024 6 Months. The national average rate was 1.32% as of august 20, 2024, the latest data available, up one basis. Here’s a summary of our best cds, organized by the highest annual percentage yield (apy) range.
The highest certificates of deposit (cds) rates today are offered by merchants bank of indiana (5.92%), first federal of lakewood (5.61%), maries county bank. Today’s best cd rate is 6.00% from nuvision credit union, followed by 5.51% from totaldirectbank for 3 or 6 months, and four institutions paying 5.50% apy.